SIP Calculator Nepal
Calculate your Systematic Investment Plan (SIP) returns in Nepal. Plan your investments and watch your wealth grow over time with compound interest.
Typical range: 5% - 20%
Disclaimer: This calculator provides estimated returns based on the inputs provided. Actual returns may vary depending on market conditions, fund performance, and other factors. Please consult with a financial advisor before making investment decisions.
What is SIP (Systematic Investment Plan)?
A Systematic Investment Plan (SIP) is an investment method that allows you to invest a fixed amount regularly (monthly, quarterly, or yearly) in mutual funds. It's one of the best ways to build wealth over time through the power of compounding and rupee cost averaging.
Benefits of SIP Investment in Nepal
- Disciplined Investing: Automate your investments and build wealth systematically
- Power of Compounding: Earn returns on your returns over long periods
- Rupee Cost Averaging: Reduce market timing risk by investing regularly
- Low Minimum Investment: Start with as little as Rs. 1,000 per month
- Flexibility: Increase, decrease, or pause your SIP anytime
- Professional Management: Expert fund managers handle your investments
Popular SIP Options in Nepal
Several banks and financial institutions in Nepal offer SIP schemes:
- NMB Sulav Investment Scheme
- NIMB Sampanna Yojana
- Kumari Bank SIP
- NIC Asia Bank Investment Plan
- Nabil Flexi Cap Fund
- Siddhartha SSIS Scheme
- Shubha Laxmi Kosh
How to Use the SIP Calculator
- Enter your monthly investment amount
- Select the investment period (in years)
- Enter expected annual return rate (typically 10-15% for equity funds)
- Choose investment frequency (monthly recommended)
- Click "Calculate Returns" to see your investment growth
FAQs - SIP Calculator Nepal
What is the minimum amount to start SIP in Nepal?
Most mutual funds in Nepal allow you to start SIP with as little as Rs. 1,000 to Rs. 5,000 per month, depending on the scheme.
What returns can I expect from SIP in Nepal?
Historical returns from Nepali mutual funds range from 10% to 15% annually. However, past performance doesn't guarantee future returns. Market conditions and fund management affect actual returns.
Can I stop my SIP anytime?
Yes, SIPs are flexible. You can pause, increase, decrease, or stop your SIP without any penalties. However, staying invested longer helps maximize returns through compounding.
Is SIP better than lump sum investment?
SIP is generally better for regular investors as it reduces market timing risk through rupee cost averaging. Lump sum works better when markets are low, but timing the market is difficult. SIP is suitable for most investors.